The basis of each customer relationship at Michigan Basic Property Insurance Association is built on trust. You have chosen to do business with the Association, and we guard that relationship with great care, beginning with the information you have chosen to share with us. The Association and its employees are dedicated to protecting the privacy of your nonpublic personal information. We maintain information about you in order to provide you with the most effective and convenient access to our range of insurance products and services. We, want you to understand what information we collect, and how we use and protect it.

What Information We Collect

"Nonpublic personal information" is information about you that we obtain in connection with providing an insurance product or customer service. We may collect nonpublic personal information about you from the following sources:
  • Information that you provide to us on applications, surveys, online registrations or other forms.
  • Information about your transactions with us, or others. It includes your insurance coverage selections and premiums, payment and claims history, and information necessary for billing and payment. It may also include additional information used to adjust, investigate, and settle insurance claims.
  • Information we receive from a consumer reporting agency used to confirm or supplement application information, and information from others, such as credit bureaus, retailers, IRS, and other third parties.
  • Information includes account balance, income, assets, insurance history and tax reports.

What Information We Disclose and To Whom We Disclose It

The Association does not disclose any nonpublic information about you to any third parties without your express consent, except as indicated herein and as permitted by state and federal law. We may disclose the nonpublic personal information we collect, as described above, to persons or companies that perform services on our behalf and to other insurance or law enforcement institutions as permitted by law.

The confidentiality of your nonpublic personal information will continue to be maintained consistent with this privacy notice even if you decide, or when you otherwise cease to do business with us.